Your care is our priority — and we’ll work with you to create a payment solution that fits your needs.
Dental Insurance Support Made Easy
At South Calgary Oral Surgery, we know that oral surgery — from wisdom tooth extraction to dental implants — is an important investment in your health. We’re here to help you understand and maximize your dental insurance benefits, so you can focus on your care and not the paperwork.
Our experienced team will:
- Direct-bill your insurance provider when possible, so you don’t have to wait for reimbursement.
- Provide clear estimates before treatment, helping you plan with confidence.
- Answer your questions about coverage, claims, and timelines.
Dental plans vary widely — including what they cover and how much they’ll reimburse — so we encourage you to bring your benefits information to your appointment for a review.
We believe that cost should never be a barrier to quality care. At South Calgary Oral Surgery we offer:
Direct Billing
We submit claims electronically to expedite your reimbursement.
In-Office Payment Plans
For select treatments, flexible payment arrangements can be arranged right through our clinic.
Third-Party Financing
Through trusted partners, you can split your costs into monthly payments.
Third Party Financing Available with Beautifi
Oral surgery is an investment in your health, and Beautifi financing allows you to split treatment costs into manageable monthly payments.
Why Patients Choose Beautifi
Start treatment right away
No large upfront payment
Fast, simple online application
Approval within 24 hours (no impact to your credit score)
Flexible monthly plans to fit your budget
How It Works
Ask about financing at your consultation
Get approved and choose your payment plan
Move forward with treatment and pay over time
Beautifi - FAQ’s
While patients can begin the financing process at the clinic, approvals and funding typically take at least 4 hours. We recommend patients apply in advance when possible, to allow time for review and ensure they can proceed with their appointment stress-free.
Patients receive an instant loan approval decision upon application submission. Beautifi will call the patient within 1 business hour and can be ready to fund a treatment within the same day. If the patient submits an application via the merchant led link, our customer care team will call them within 5 minutes (during business hours). Approvals may take longer if we require a co-signor or additional information.
Approvals are based on an applicant’s creditworthiness, income, debt-to-income ratio, employment history, and other financial factors. Credit score and income are the two main factors in determining approvals and interest rates offered.
On average, more than 75% of patients are approved for a loan with Beautifi. The remaining 25% are referred to our sub- prime partner, Spring Financial, who will typically approve about half of the applicants.
While Beautifi has no set minimum income, patients with less than $2,500 in monthly pre-tax income will typically not qualify for a loan.
Beautifi will typically approve patients with a credit score of 525 or higher. Patients with a credit score below 600 will likely be referred to our sub-prime partner for approval.
Beautifi pays the clinic directly via EFT or cheque. Payment is issued in advance of the service or treatment, and confirmation is sent to the clinic via email once the funds have been deposited.
Patients should apply for financing as far in advance of their appointment as possible so they can attend their consultation with the peace of mind that financing has been approved.
Patients can choose to finance all or just a portion of their treatment or procedure amount. However, Beautifi will always approve them for the highest amount we can allow.
Patients can pay off their loan at any time with no pre-payment penalties or fees.
Applying with Beautifi does not affect your patient’s credit score. We perform a soft-credit check, which does not show up on the patient’s bureau, so there is no risk in applying.